Main Office
CLICK TO FIND A MSGCU NEAR YOU!
Michigan Schools and Government Credit Union's Main office is located in Clinton Township, just south of 18 Mile Road.
Lobby, Drive Thru & Call Center Hours
Monday–Wednesday: 9:00 a.m. to 5:00 p.m.
Thursday: 9:00 a.m. to 6:00 p.m.
Friday: 9:00 a.m. to 7:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m.
Sunday: Closed
40400 Garfield Road
Clinton Township, MI 48038
Phone: 586.263.8800
Lobby, Drive Thru & Call Center Hours
Monday–Wednesday: 9:00 a.m. to 5:00 p.m.
Thursday: 9:00 a.m. to 6:00 p.m.
Friday: 9:00 a.m. to 7:00 p.m.
Saturday: 9:00 a.m. to 1:00 p.m.
Sunday: Closed
40400 Garfield Road
Clinton Township, MI 48038
Phone: 586.263.8800
Benefits of Memebership
There are many differences between a bank and a credit union. When compared side by side, credit unions have many more advantages. At Michigan Schools and Government Credit Union (MSGCU), we promote the financial well-being of our members, through a system that is member-owned, volunteer-directed, and not-for-profit.
Unlike a bank, we exist solely to serve our members, not to pay high dividends to an outside group of stockholders. Our income is returned to our members through competitive savings rates and low loan rates.
When you become a member of MSGCU, you begin saving money right away by borrowing from us at low interest rates. You'll earn more money—sometimes four times more—on the funds you save at the Credit Union and see lower fees than those charged by banks for fee-based services.
Join us today! It's not an obligation, just an opportunity to set yourself on a path to greater financial strength. Membership is easier than you think through one of our numerous membership groups. An initial savings deposit of $5 or more opens the door to our membership with Michigan Schools and Government Credit Union. To open your first account or learn more about MSGCU, visit a Member Services Representative at any of our office locationsor call at 586.263.8800.
The following individuals and groups are eligible for Michigan Schools and Government Credit Union membership:
Unlike a bank, we exist solely to serve our members, not to pay high dividends to an outside group of stockholders. Our income is returned to our members through competitive savings rates and low loan rates.
When you become a member of MSGCU, you begin saving money right away by borrowing from us at low interest rates. You'll earn more money—sometimes four times more—on the funds you save at the Credit Union and see lower fees than those charged by banks for fee-based services.
Join us today! It's not an obligation, just an opportunity to set yourself on a path to greater financial strength. Membership is easier than you think through one of our numerous membership groups. An initial savings deposit of $5 or more opens the door to our membership with Michigan Schools and Government Credit Union. To open your first account or learn more about MSGCU, visit a Member Services Representative at any of our office locationsor call at 586.263.8800.
The following individuals and groups are eligible for Michigan Schools and Government Credit Union membership:
- Employees, students, former students, alumni, and retirees of educational institutions in the Michigan counties of Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne. This includes anyone that went to school in any of these counties or is related to someone that does/did.
- Elected officials, appointed officials, employees, and retirees of any department or agency of the federal government of any state, county, or local government or political subdivision thereof located within the Michigan counties of Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, and Wayne.
- Employees or members of employer groups or other organized groups or businesses which are located within 25 miles of any Credit Union office.
- Any person over age 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in Genesee, Lapeer, Livingston, Macomb, Oakland, St. Clair, Washtenaw, or Wayne Counties.
- A spouse of a deceased member if accepted into membership prior to remarriage.
- Members of MSGCU who attained membership through other eligibility requirements in place prior to 8/1/2006 will retain their membership.
- Relatives by blood or marriage of any of the above. Relatives are eligible to join even if above individuals are not members.
- For more information on enrolling your group, please contact our Call Center at 586.263.8800 or 1.866.MSGCU4U (1.866.674.2848)